This website (the “Site”) is owned and operated by Code to Chic. Throughout the Site, the terms "we", "us" and "our" refer to Code to Chic.

Code to Chic offers this Site, including all information, tools, products, and services available from it to you - the user - conditioned upon your acceptance of all terms, conditions, policies, and notices stated herein.

By accessing, using, subscribing to, or placing an order with Code to Chic, you engage in our “Service” and agree to be bound by these Terms and Conditions (“Terms of Service,” “Terms”), along with any additional terms, notices, or policies referenced herein or available via hyperlink, including but not limited to our Privacy Policy and Disclaimer.

These Terms apply in addition to any terms specific to certain areas of the Site or particular products or services, including but not limited to Code to Chic coaching, consulting, masterclasses (e.g., *The Personalized Wardrobe System™ Masterclass*), and any digital or physical offerings.

These Terms apply to all users of the Site, including browsers, customers, merchants, vendors, and content contributors.

IMPORTANT: Please read this Agreement carefully. It is a legally binding contract. By accessing or using any part of the Site, whether automated or otherwise, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. You further acknowledge that you are responsible for compliance with any applicable local, state, federal, and international laws.

If you do not agree to all the terms and conditions of this agreement, you are prohibited from using this Site, its services, or its products in any manner or form. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools added to the current Site shall also be subject to these Terms. You may review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms by posting updates to our Site.

**It is your responsibility to check this page periodically for changes.**

Your continued access to or use of the Site following the posting of any changes constitutes your acceptance of those changes.

By continuing to use our Site and Service, you represent that have read, understood, and agree to be legally bound by these Terms.

• You represent that you are of legal age in your jurisdiction (typically 18 or older) or have obtained parental consent.
• You agree not to use the Site and Service for any illegal purpose, violate copyright, transmit malicious code, or breach any applicable laws.

Violations may result in immediate termination of your account and access to our Site and Service.

As set forth more fully in our Disclaimer, the information provided on this website and through our services, products, and downloadable resources is intended solely for educational and informational purposes. It is not, and should not be construed as, medical, mental health, financial, legal, or other professional advice.

The content is not intended to diagnose, treat, cure, or prevent any mental or medical condition. You are solely responsible for your physical, mental, and emotional well-being, as well as your personal decisions, actions, and results.

To review the full statement, please visit our Disclaimer Statement page.

By accessing and using the Code to Chic website, products, and services, you agree to:

• Use the Site in good faith, solely for its intended personal, non-commercial purposes, unless otherwise authorized in writing by Code to Chic;
• Comply with all applicable local, national, and international laws, rules, and regulations;
• Provide true, accurate, current, and complete information when requested, including during any account creation or transaction process;
• Maintain the confidentiality and security of your account credentials, including username and password, and accept full responsibility for all activities conducted under your account;
• Promptly notify Code to Chic of any suspected unauthorized access, use of your account, or security breach;
• Respect the rights, privacy, and dignity of other users and third parties;
• Not collect or store personal data about other users without their explicit consent;
• Be solely responsible for the content and information you submit, post, or transmit via the Site;
• Indemnify and hold Code to Chic harmless for any claims, damages, or liabilities arising out of your breach of these responsibilities or misuse of the Site.

Failure to comply with these user responsibility requirements may result in the suspension or permanent termination of your access to the Site and may subject you to legal liability.

You agree to access and use the Code to Chic website and associated products and services in a lawful manner and in accordance with these Terms.

The following conduct is strictly prohibited and may result in termination of access, suspension of your account, or legal action:

• Engaging in behavior that restricts, inhibits, or interferes with other users’ enjoyment or use of the Site;
• Uploading, transmitting, or distributing content that is unlawful, defamatory, abusive, obscene, harassing, threatening, discriminatory, or otherwise objectionable;
• Using the Site or its contents for any unauthorized advertising, solicitation, or commercial purposes;
• Introducing malicious code, viruses, or other harmful material intended to damage or disrupt the Site or its systems;
• Attempting to gain unauthorized access to any portion of the Site, other user accounts, data, or systems connected to the Site;
• Circumventing or attempting to circumvent security features or access restrictions;
• Employing any automated systems, including bots, scrapers, or spiders, to extract data or monitor the Site  without prior written permission;
• Misrepresenting your identity or affiliation with any individual or organization;
• Encouraging or enabling any third party to engage in conduct that violates these Terms.

The Service is controlled, operated, and administered by Code to Chic from our offices in Canada. If you access or use the Site and Service from outside Canada, you are responsible for ensuring compliance with all local laws and regulations applicable in your jurisdiction.

You agree that you will not use any of our content or Service in any country or manner that would violate any applicable laws, restrictions, or regulations, including export laws and regulations.

By accessing our Site, using our Services, or communicating with Code to Chic, you consent to receive electronic communications from us, including emails, messages, and notices related to your participation and account. These communications satisfy any legal requirements for written notices.

We comply with applicable data protection and anti-spam laws, including but not limited to Canada’s CASL, Australia’s Spam Act, the U.S. CAN-SPAM Act, and the European Union’s GDPR and ePrivacy Directive. You may opt out or unsubscribe from marketing communications at any time by following the instructions provided in those communications or by contacting us directly.

To learn more about how we collect, use, and protect your information, including your rights under various data protection laws, please review our full Privacy Policy.

We welcome your emails and electronic communications, and certain areas of the Site may allow you to send messages directly to us. However, your use of these communication channels does not create a business or contractual relationship unless expressly stated otherwise.

As outlined in our Privacy Policy, we take reasonable steps to protect your communications. However, we cannot guarantee the confidentiality or security of information transmitted electronically and may be required to disclose such communications if compelled by law or court order.

This Site and the programs offered by Code to Chic may include interactive features such as membership sites, message boards, blogs, chat rooms, email services, and community spaces (e.g., Facebook groups, Google Hangouts) that facilitate communication and real-time interaction among users. These features are intended to foster a positive, respectful, and enriching community experience.

A. User Responsibility and Conduct

You are solely responsible for all content you post, share, or transmit through these interactive features. By participating in any community space provided by Code to Chic, you agree to use it in a respectful, lawful, and constructive manner.

As a condition of your use of the Site and related platforms, you agree not to:

• Restrict or inhibit another user’s access to or enjoyment of the Site or community spaces.
• Harass, threaten, impersonate, or misrepresent your affiliation with any person or entity.
• Interfere with or disrupt the Site, servers, or networks connected to the Site, or disregard any network requirements, procedures, or policies.
• Encourage or promote illegal activity or conduct that could cause harm to any person or property.
• Gain unauthorized access to the Site, user accounts, systems, or networks through hacking or any other illicit means.
• Attempt to access materials or information not intentionally made available to you.
• Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, or otherwise offensive material, including anything that could constitute a criminal offense or violate applicable laws.
• Post or share content that infringes upon third-party rights, including copyright, trademark, privacy, or publicity rights, without proper authorization.
• Transmit viruses, malware, or other harmful code.
• Use the Site or community spaces for unauthorized commercial promotion, advertising, solicitation, or spam.
• Collect or harvest personally identifiable information from other users for marketing or commercial purposes.

Code to Chic reserves the right to remove any content or restrict access to the Site or its community spaces (including Facebook groups, chats, or private forums) for any reason, including but not limited to:

• Posting content deemed inappropriate or harmful
• Engaging in disruptive behavior
• Violating these Terms or the terms of any Code to Chic product or service

Such conduct may also result in your loss of access to any programs or services and forfeiture of any refund eligibility.

B. Accountability and Enforcement

We reserve the right - without prior notice - to restrict, cancel, terminate, or revoke access to the Site or any community feature (including membership areas, chats, or Facebook groups) for any violation of these Terms or disruptive behavior, including but not limited to:

• Posting inappropriate or harmful content,
• Interfering with the experience of other users,
• Violating these Terms or the terms of any Code to Chic program.

Termination may be immediate and may result in the loss of access to any purchased programs or services, as well as forfeiture of any refund eligibility. Upon termination, your right to access the Site and any associated community features is immediately revoked.

All disclaimers and limitations of liability outlined in these Terms will continue to apply after termination.

Community discussions may contain user-generated content from individuals not affiliated with Code to Chic, including anonymous or pseudonymous participants.
Code to Chic does not control the information, messages, or files that users may upload or transmit. We do not endorse, verify, or take responsibility for any opinions, advice, or statements shared by users - including anonymous or pseudonymous contributors. Content posted by users reflects their own views and not those of Code to Chic or its affiliates.

You acknowledge that any reliance on such content is at your own risk. Under no circumstances will we, our affiliates, suppliers, or agents be liable for any losses resulting from your reliance on user-generated content.

We are not obligated to monitor user content shared within community spaces but reserve the right to do so at our discretion. We may edit, refuse to post, or remove any content at any time and may disclose content or related user activity if required by law or to protect ourselves and our users.

By submitting, uploading, posting, or otherwise making available any content on or through the Code to Chic website, communities, or affiliated platforms - including but not limited to comments, reviews, images, videos, or other creative works (collectively, “User-Generated Content”) - you agree to the following terms:

A. Legal Ownership & Permission

By submitting User-Generated Content, you represent and warrant that:

• You are at least 13 years of age;
• You own or have the necessary rights, licenses, and permissions to use the content and to authorize Code to Chic to use it;
• Your content does not infringe, misappropriate, or violate the rights of any third party, including copyright, trademark, privacy, or publicity rights;
• Your content does not contain any false, misleading, defamatory, obscene, abusive, illegal, or otherwise objectionable material.

B. License to Use

You grant Code to Chic and its affiliates a worldwide, royalty-free, perpetual, irrevocable, transferable, non-exclusive, and fully sublicensable license to use, reproduce, adapt, edit, modify, publish, translate, create derivative works from, display, and distribute your content in any media now known or developed in the future. This includes any lawful business use for marketing, promotional, commercial, or educational purposes.

C. Responsibility & Liability

Code to Chic assumes no responsibility or liability for User-Generated Content submitted to or posted on our platforms. You are solely responsible for your submissions.

You understand and accept that you assume all risks associated with your submitted content and agree to indemnify and hold Code to Chic harmless from any third-party claims or legal actions arising from, related to, or resulting from your content.

Code to Chic does not guarantee the accuracy, integrity, or quality of User-Generated Content and assumes no liability for any loss or damage arising from its use.

We reserve the right (but not the obligation) to monitor, review, remove, or refuse any User-Generated Content at our sole discretion and without notice.

The above license includes the right to exploit any proprietary rights in such postings or submissions, including but not limited to rights under copyright, trademark, service mark, or patent laws in any relevant jurisdiction.

In connection with exercising these rights, you also grant us, and anyone authorized by us, the right to identify you as the author of your content by name, email address, or screen name, as we deem appropriate.

D. Jurisdictional Disclaimers

• Australia (ACL & Privacy Act 1988): You have the right to access and request correction of personal information, but you consent to its use under the licensing terms described here.
• UK and EU (GDPR): You acknowledge and accept that submissions may be stored and used for Code to Chic’s legitimate interests, in accordance with our Privacy Policy.
• United States (Section 230, Communications Decency Act): You remain solely responsible for your submissions; Code to Chic is not liable for third-party content.
• Canada (PIPEDA): You consent to the collection, use, and publication of submitted content in accordance with Canadian data protection laws.

E. Indemnification

You expressly waive any right to inspect or approve the use of your content or to receive compensation for such use. You release Code to Chic from all liability, claims, or demands arising from or related to our use of your content.

You agree to indemnify, defend, and hold harmless Code to Chic, its affiliates, officers, and employees from any claims, damages, losses, or expenses (including legal fees) arising from your content or your violation of these terms.

If you do not have the rights to grant this license, or if you do not agree to these terms, you must not post or submit any content to Code to Chic or its platforms.

Your use of this Site and any associated Service is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By accessing or using the Site or any related products and services, you acknowledge and consent to the collection, use, disclosure, processing, and storage of your personal information as described in our Privacy Policy.

We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, loss, misuse, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Accordingly, we do not warrant or guarantee absolute security.

You agree that all information you provide - whether through this Site or otherwise - is accurate, current, and complete. You are solely responsible for keeping your account credentials (such as your username and password) confidential and up to date. You are also responsible for all activity occurring under your account. If you suspect unauthorized access, you must notify us immediately. We are not liable for any losses resulting from your failure to safeguard your credentials.

You may not create or manage accounts on behalf of third parties, including clients, agencies, or commercial representatives, without our express written consent. Unauthorized account hosting or impersonation is a violation of these Terms and may result in immediate suspension or termination of your access.

To deliver our products and services, we may use third-party providers (e.g., payment processors, analytics services, email platforms, and hosting companies). Depending on the context, these providers may act as independent controllers or processors under applicable data protection laws. By using our Site, you acknowledge that your personal data may be processed by these third parties, subject to their privacy practices and contractual obligations with us.

All content and materials made available on this Site - including, but not limited to, text, graphics, logos, images, videos, downloadable content, digital products, software, and course materials - are the property of Code to Chic or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. Except as expressly permitted by these Terms, no content may be copied, reproduced, distributed, modified, displayed, published, transmitted, or used to create derivative works without the prior written consent of Code to Chic.

Subject to your compliance with these Terms and Conditions, Code to Chic grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and associated content solely for your personal, non-commercial use. This license does not convey any ownership or intellectual property rights and may be terminated at any time for any reason at the sole discretion of Code to Chic.

You are permitted to temporarily download or display one copy of the materials solely for your personal, non-commercial viewing, provided you do not:

• Modify, alter, or copy the materials;
• Use the materials for any commercial purpose or public display (commercial or non-commercial);
• Remove, obscure, or alter any copyright, trademark, or proprietary notices;
• Transfer the materials to another person or “mirror” the materials on any other server;
• Continue using the materials after the license has been revoked or terminated.

Upon termination of this license, you are obligated to destroy any downloaded or printed materials in your possession, whether in electronic or printed format.

Your use of the Site and its contents may involve transmissions over various networks and may require technical adaptations to conform to device or connectivity requirements. You agree not to reproduce, duplicate, copy, sell, resell, or otherwise exploit any portion of the Site and Service without the express written permission of Code to Chic.

The names, logos, taglines, product names, course titles, and other marks displayed on the Code to Chic website - including, but not limited, to Code to Chic™, Your Personal Beauty Code™, Your Personal Color Code™, Your Personal Style Code™, The Fashion Styles System™, The Core Wardrobe™, The Role-Based Wardrobe Capsules™, The Transformational Wardrobe Pyramid™, and The Personalized Wardrobe System™ - are trademarks or service marks owned by Code to Chic, whether registered or unregistered, and may not be used without express written permission.

All other trademarks, service marks, and logos appearing on the Site are the property of their respective owners. Use of any third-party marks does not imply endorsement, sponsorship, or affiliation unless explicitly stated.

You agree not to use, copy, imitate, or reproduce any trademarks or branding elements of Code to Chic without prior authorization. Unauthorized use may constitute trademark infringement and could result in legal action.

All content on the Code to Chic website - including but not limited to text, graphics, logos, icons, images, audio or video clips, downloads, digital products, and software - is the exclusive property of Code to Chic or its licensors and is protected by Canadian and international copyright, trademark, trade dress, and other intellectual property laws.

You may access and use the Site and its content solely for your personal, non-commercial use. You may not:

• Modify, reproduce, distribute, publish, display, transmit, create derivative works from, or otherwise exploit any part of the Site  or its content without prior written permission from Code to Chic;
• Use any branding, trademarks, logos, or trade names without express written authorization;
• Reverse-engineer, decompile, or otherwise attempt to access or extract source code from the Site or Service.

Any unauthorized use of our intellectual property is strictly prohibited and may result in termination of your access to the Site and related Service, as well as civil and/or criminal liability.

Code to Chic makes every reasonable effort to provide accurate, complete, and current information about our products and services. However, we do not warrant that product descriptions, service details, pricing, images, or other content on the Site are error-free, complete, or up-to-date. While we strive to display the colors and images of our products as accurately as possible, we cannot guarantee that your device’s display will reflect actual colors.

All products and services offered through the Site, including digital content, online training, coaching, consulting, downloadable materials, and physical products, are subject to change or discontinuation at any time without notice. Availability is not guaranteed, and we reserve the right to limit the sales of any product or service to any individual, geographic region, jurisdiction, or account, and to cancel or refuse any order at our sole discretion. We may also limit the quantities of any products or services offered. Any offer for any product or service on this Site is void where prohibited.

We do not guarantee that the quality of any products, services, information, or other materials purchased or obtained will meet your expectations, or that any errors in the Service will be corrected. We disclaim any liability for interruptions, access delays, or functionality issues caused by third-party platforms, internet failures, or browser/device incompatibility.

Prices for our products and services are subject to change at any time without prior notice. Such changes may apply retroactively to pending orders at our discretion. Unless otherwise stated, listed prices do not include applicable taxes, duties, or shipping fees.

We reserve the right to correct any pricing errors, including after an order has been submitted. All orders placed through the Site are offers to purchase and are subject to our acceptance. We reserve the right to accept or decline any order for any reason, including errors in product or pricing information, product availability, or suspected fraud.

We may modify or discontinue any products, services, or feature offered on the Site without liability to you or any third party for any such change, price adjustment, suspension, or discontinuance.

From time to time, Code to Chic offers digital products and online educational programs (collectively, the “Courses”), as well as premium Done-For-You virtual services. These may include, but are not limited to: online courses, downloadable resources, workbooks, coaching or consulting materials, personalized lookbooks, and other related content.

Upon purchase or access, you are granted a limited, personal, non-exclusive, and non-transferable license to use the Courses, digital products, and Done-For-You service materials strictly for your individual, non-commercial use.

Except where expressly permitted in writing by Code to Chic, you agree not to:

• Share, distribute, resell, sublicense, or publicly display any portion of the Course materials, digital products, or Done-For-You service deliverables;
• Edit, modify, copy, reverse engineer, reproduce, or create derivative works from any Course, digital product, or service materials;
• Use the materials to instruct, train, coach, consult, or certify others, whether in-person or online;
• Transfer, lend, or disclose your login credentials or account access to any third party;
• Use the Courses or virtual services materials to develop or promote any competing products, services, or programs;
• Claim ownership or resale rights to any Course content, digital product, or Done-For-You materials.

Your purchase, access, or download does not grant you ownership of any intellectual property. Redistribution, resale, or public sharing of any part of the Courses, digital products, or service deliverables without express written permission from Code to Chic is strictly prohibited.

Any breach of these terms will result in immediate revocation of your license without refund and may subject you to legal remedies, including but not limited to injunctive relief and monetary damages.

A. Online Educational Programs

• The Personalized Wardrobe System™ Masterclass

Click here to review the full Terms and Conditions for this program.

• The Exquisite Style Mastery

Click here to review the full Terms and Conditions for this program.

B. Done-For-You Style & Wardrobe Design Services

• Your Personal Color Code™

Click here to review the full Terms and Conditions for this service.

• Your Personal Style Code™

Click here to review the full Terms and Conditions for this service.

• Your Personal Beauty Code™

Click here to review the full Terms and Conditions for this service.

• Your Personalized Wardrobe System™

Click here to review the full Terms and Conditions for this service.

From time to time, Code to Chic may offer special promotions or bonuses with unique terms and guarantees. The specific terms outlined on the offer page for each promotion shall supersede any general terms stated on this page.

A. Code to Chic Events Fast-Action Bonus

When Fast-Action Bonuses are offered to purchasers at in-person or virtual Code to Chic events, the following terms apply:

1.  You must contact us at admin@codetochic.com to confirm your eligibility and receive instructions on how to claim your Fast-Action Bonus.
2.  If the Fast-Action Bonus is associated with a purchase, your account must be in good standing and all payments must be current.
3.  You have 180 days from the date of the applicable in-person or virtual event to claim your Fast-Action Bonus.
4.  If the bonus includes a call or consultation, all required pre-work must be completed prior to the scheduled appointment.
5.  Appointment availability is limited. Once an appointment is confirmed, you may not reschedule or change the date or time. Code to Chic reserves the right to reschedule with your permission if needed.
6.  If you are late to your scheduled appointment or call, extra time will not be provided.
7.  The Fast-Action Bonus will be considered forfeited if it is not claimed within the 180-day period, if you cancel the call, or if you fail to show up.
8.  Bonuses have no cash value, may not be exchanged for any other product or service, and are non-transferable.

When you place an order on Code to Chic, you agree to provide accurate, current, and complete information. All orders are subject to acceptance and availability. Code to Chic reserves the right to refuse or cancel any order for any reason, including but not limited to product or service availability, errors in the description or price, or suspected fraud.

Your receipt of an order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. Code to Chic reserves the right to accept or reject your order after receipt of your order confirmation.

If we are unable to fulfill your order, we will notify you promptly and refund any payment made for that order.

A. Payment Terms

Customers are responsible for paying all fees associated with their Code to Chic subscription in accordance with these Terms. Payment is required either:

• at the time of account setup, or
• following the expiration of any free trial period, provided you have not canceled beforehand.

Subscriptions may be billed on a monthly or annual basis, depending on your selection at checkout:

• Monthly Subscriptions: Your account will be charged automatically every month for the next month’s service, plus any accumulated charges from the previous period.
• Annual Subscriptions: Your account will be charged once per year for 12 months of service. You will be notified of the renewal before the charge is made.

All payments are collected via a secure third-party payment processor. By subscribing, you authorize recurring billing and allow us to securely retain your payment information, including transaction history and the last four digits and expiration date of your card.

We cannot guarantee that subscription services or pricing will remain unchanged. We reserve the right to update pricing or terms with advance notice before your next billing cycle.

If you upgrade or downgrade your subscription tier, prorated charges may apply. These charges will either be added to or deducted from your next bill, depending on your change.

B. Subscription Cancellation

You may cancel your subscription at any time by:

• sending a cancellation request to admin@codetochic.com, or
• canceling directly through your account dashboard (if available).

To avoid being charged for the next cycle, we require:

• Monthly Subscriptions: At least ten (10) days’ advance notice before your next billing date.
• Annual Subscriptions: At least thirty (30) days’ notice before your annual renewal date.

If notice is received too late, the cancellation will take effect at the end of the following cycle. No partial refunds are offered for unused time unless required by law.

C. Non-Payment & Collections

Failure to pay subscription fees, whether in full or in part, may result in:

• immediate suspension or termination of your account and Service,
• loss of access to purchased content or program participation, and
• forfeit of any promotional bonuses or benefits tied to the subscription.

Code to Chic reserves the right to initiate collection efforts, and you agree to be responsible for all associated costs, including legal fees, interest, and collection agency charges.

D. Trial Periods

From time to time, Code to Chic may offer trial access to certain programs, memberships, or Service at no charge or at a discounted rate. Trial durations and included features will be clearly stated on the offer page.

By entering payment details for a free or discounted trial, you agree that:

• Your subscription will automatically convert to a paid subscription at the full price unless you cancel before the trial period ends.
• You are responsible for tracking the end date of your trial.
• No reminder may be sent prior to the billing, so it is your responsibility to cancel in time if you do not wish to continue.

Only one trial per customer or household is allowed unless explicitly stated otherwise. We reserve the right to revoke or limit trial access at our discretion if abuse or misuse is suspected.

E. Discount Codes and Promotional Offers

Discount codes, promotional offers, and limited-time pricing may be made available from time to time. Unless otherwise stated:

• Discount codes are valid for one-time use only and cannot be combined with other offers.
• Discounts must be applied at the time of checkout; retroactive application is not permitted.
• Expired codes are not honored.
• If a subscription or purchase is refunded, any related discount will also be reversed and may affect the refund amount.

We reserve the right to modify, cancel, or restrict the use of any discount code or promotional offer at our sole discretion.

A. Billing and Payment Information

By using the Code to Chic website, products, or services, you agree to provide accurate, current, and complete billing and payment information for all purchases. This includes a valid payment method, billing address, and contact details.

You are responsible for promptly updating this information to ensure uninterrupted access to Service and the successful processing of payments.

You authorize Code to Chic to charge your designated payment method for any purchases made through our Site or webpages. You represent and warrant that you are authorized to use the payment method provided.

We may retain certain transaction details, such as the last four digits and expiration date of your card, for verification and compliance purposes. Providing false, outdated, or incomplete payment information may result in suspension or termination of your account.

We reserve the right to report suspected fraudulent activity to the appropriate authorities. You agree to promptly notify Code to Chic of any unauthorized use of your account or billing information, or of any security breach related to your use of the Site.

B. Orders and Account Responsibility

We reserve the right to refuse, limit, or cancel any order at our sole discretion. This includes but is not limited to, orders placed under the same customer account, credit card, billing or shipping address, or orders that appear to be placed by dealers, resellers, or distributors. If we modify or cancel an order, we may attempt to notify you using the contact information provided at the time of the transaction.

You agree to provide and maintain accurate purchase and account information at all times. This includes promptly updating your email address, payment method details, and any other relevant information to ensure your transactions can be completed and you can be contacted as needed. Failure to maintain accurate account information may delay or cancel your orders and limit access to Code to Chic services.

Program-specific and service-specific refunds are governed by the terms provided at the time of enrollment or purchase. Except where expressly stated, nothing in these Terms and Conditions modifies or overrides those specific provisions.

A. Done-For-You Style & Wardrobe Design Services

All premium Done-For-You services provided by Code to Chic - including, but not limited to, Your Personal Color Code™, Your Personal Style Code™, Your Personal Beauty Code™, and Your Personalized Wardrobe System™ - are non-refundable and non-transferable, unless explicitly stated otherwise at the time of purchase.

B. Online Educational Programs and Digital Products

All online educational programs provided by Code to Chic - including, but not limited to, The Personalized Wardrobe System™ Masterclass and The Exquisite Style Mastery - include an unconditional 14-day, 100% money-back guarantee, starting from the date you are first granted access to the purchased content.
Example: If you purchase on December 1 but receive access on January 1, your 14-day refund period runs from January 1 to January 15.

To be eligible for a refund:

• You must submit a written request to the Company within the 14-day window, by 11:59 PM Mountain Time on the 14th day following the date you were first granted access to the program.
• You must not have excessively downloaded, copied, or retained the program content beyond what is reasonably necessary to evaluate it.

After the 14-day refund period has expired (at 11:59 PM Mountain Time on the 14th day after access begins), all sales are final and no refunds will be issued.

To request a refund, you must email us at admin@codetochic.com within the 14-day window.

If you are eligible for a cancellation or refund under this policy, Code to Chic will instruct its payment processor to issue the refund. Please note that Code to Chic does not control the payment processor and cannot expedite refund processing once initiated.

Code to Chic reserves the right to issue refunds in the form and currency of its choice. Refunds are typically issued in the same currency used at the time of purchase.

If a refund is granted, it immediately terminates any and all licenses granted to you under these Terms or any other agreement. You must immediately cease using all materials provided and destroy all copies in your possession, including but not limited to: video recordings, audio files, downloadable content, forms, templates, slide decks, member-only area access, and exclusive social media groups.

Your individual results from using our products and services - including, but not limited to, any style advice, educational content, or wardrobe-building frameworks - WILL VARY from person to person.

Your personal outcomes are influenced by numerous factors beyond our control, including (but not limited to) your background, commitment, effort, comprehension, education, level of implementation, timing, and prior experience.

Code to Chic makes no guarantees, representations, or warranties, express or implied, regarding any specific results, performance, success, or transformation.
By purchasing or using our products or services, you acknowledge and agree that Code to Chic is not responsible for your individual results or lack thereof.

Do not purchase our products or services if you expect guaranteed outcomes or results. Instead, you should purchase with the understanding that the application of any information or training provided will require time, effort, and discretion - and may be more applicable in some situations than others.

To review the full Disclaimer Statement, please visit the Disclaimer Statement page.

By submitting or permitting the use of any testimonial, review, comment, photo, video, or other content that features you or your likeness - whether through our Site, social media, email, messaging platforms, events, coaching and consulting sessions, third-party platforms, or any other means - you agree to the following:

A. Rights and License

You grant Code to Chic and its affiliates a worldwide, royalty-free, perpetual, irrevocable, transferable, non-exclusive, and fully sublicensable license to use, reproduce, modify, publish, display, distribute, perform, and create derivative works from your content in any format or media now known or later developed. This includes use for any lawful business purpose, including marketing, advertising, publicity, education, training, and commercial activities.

B. Ownership and Permission

You confirm that you own the content or have secured all necessary rights, licenses, and permissions to submit or authorize the use of such content. You represent that it does not infringe on any third party’s rights, including but not limited to privacy, publicity, intellectual property, or contractual rights.

C. No Compensation or Prior Approval

You waive any right to inspect or approve the use of your content and acknowledge that you are not entitled to any compensation, credit, or notice for such use, even if your relationship with Code to Chic ends.

D. Opt-Out Option

If you do not wish for your content or likeness to be used, you must notify us in writing at admin@codetochic.com either at the time of submission or prior to any recording or capturing of content. We will make reasonable efforts to honor opt-out requests for content not yet published or in active use. However, previously published content may not be withdrawn.

E. Release and Indemnification

You waive all claims and release Code to Chic, its affiliates, and representatives from any liability or damages arising from the use of your submitted or authorized content to the fullest extent permitted by law. You agree to indemnify and hold harmless Code to Chic from any third-party claims related to the use of your content.

If, during your participation in any Code to Chic service, program, coaching and consulting session, or workshop, you co-create any tools, frameworks, assessments, visuals, or content alongside Code to Chic - whether through collaborative input, feedback, or personalized deliverables - you acknowledge and agree to the following:

A. License Grant

You grant Code to Chic a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, reproduce, adapt, modify, publish, display, distribute, and incorporate such co-created content into its proprietary systems, services, educational materials, or offerings for any lawful business purpose.

B. Intellectual Property Integration

• Elements co-created through consultations, collaborative sessions, or participation in Code to Chic programs may be incorporated into Code to Chic’s proprietary style systems, methodologies, or branded frameworks (including but not limited to Your Personal Beauty Code™, The Fashion Styles System™, and The Personalized Wardrobe System™).
• Once integrated, these contributions become part of Code to Chic’s intellectual property and may be used, adapted, or commercialized at the sole discretion of Code to Chic.
• While your personal results and experiences remain your own, you acknowledge that any tools, language, concepts, or visual elements developed or refined collaboratively are owned exclusively by Code to Chic.
• You waive any rights to compensation, approval, or attribution for the use of such co-created content within Code to Chic’s proprietary systems.

C. No Obligation of Attribution or Compensation

While Code to Chic may, at its discretion, credit or acknowledge your contribution, you waive any rights to attribution, approval, or financial compensation related to the use or adaptation of co-created content.

D. Representation and Warranty

You represent and warrant that you have the legal right to share any ideas or input used in the co-creation process and that such contributions do not infringe upon the rights of any third party.

Code to Chic respects the intellectual property rights of others and expects users to do the same. If you believe that your copyrighted work has been used or copied on this Site in a manner that constitutes copyright infringement, please submit a written request for removal containing the following information:

• A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing and where it is located on the Site.
• Your contact information, including address, telephone number, and email address.
• A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner.

Please send your notice to:
Email: admin@codetochic.com
Mailing Address:
Code to Chic
Suite 320, 500 Rocky Vista Gardens NW
Calgary, Alberta T3G0C3
Canada

Upon receipt of a valid notice, Code to Chic will promptly investigate and, if appropriate, remove or disable access to the allegedly infringing material.

Our Site and Service may include links to, or content from, third-party websites, platforms, or services. These are provided solely for your convenience and do not imply any affiliation, endorsement, sponsorship, or approval by Code to Chic.

We do not control and are not responsible for examining or evaluating the content, accuracy, legality, availability, or practices of any third-party websites or services. This includes any products, services, resources, or content available through such sites.

Your access to and use of third-party websites and materials is entirely at your own risk and is governed by the terms and privacy policies of those third parties. We encourage you to read and understand their terms and practices before engaging in any transactions.

Code to Chic assumes no liability for any harm, loss, damages, or other consequences resulting from your use of or interaction with any third-party sites, products, services, or content - even if accessed through links on our Site. Any complaints, concerns, or questions about third-party content or services should be directed to the third party directly.

From time to time, the Site may provide access to optional tools, features, or third-party services intended to enhance your experience. These tools may be provided "as is" and "as available" without any warranties, representations, or conditions of any kind and without any endorsement. Code to Chic has no obligation to monitor or control such tools and accepts no responsibility for their availability, accuracy, performance, or functionality.

Your use of any optional tools is entirely at your own risk and discretion. It is your responsibility to ensure that you are familiar with and agree to the terms and conditions on which such tools are provided by the relevant third-party provider(s). We shall not be liable for any issues, losses, or damages arising from or relating to your access to or use of optional third-party tools.

We reserve the right to introduce new services, features, or tools in the future through the Site, and such additions shall also be subject to these Terms and Conditions unless explicitly stated otherwise.

Your use of the Code to Chic website, Service, content, and products is at your sole risk. Everything we offer is provided on an “as-is” and “as-available” basis, without warranties of any kind - whether express, implied, statutory, or otherwise.

A. No Guarantees or Warranties

To the fullest extent permitted by law, Code to Chic disclaims all warranties, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, reliability, or timeliness of content
• Uninterrupted or error-free service availability
• Any implied warranties arising from usage, course of dealing, or trade practice

We do not guarantee that:

• The Site or Service will be secure, uninterrupted, or error-free
• The information or results obtained will meet your expectations
• Any errors or defects will be corrected

B. Service Interruptions

• We may suspend, remove, or modify services or access to content at any time without notice.
• We are not liable for any disruption, downtime, or discontinuation of service.

C. Acknowledgment

By using the Code to Chic website or Service, you acknowledge and accept these disclaimers. If you do not agree, you are not authorized to use the Site or its offerings.

To the maximum extent permitted by law, in no event shall Code to Chic - including its owners, officers, directors, shareholders, employees, independent contractors, affiliates, licensors, telecommunications providers, and agents - be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages of any kind.

This includes, but is not limited to:

• Loss of profits, revenue, business opportunities, customers, contracts, data, goodwill, or other intangible losses;
• Costs of substitute services or products;
• Any damages, fees, costs, or claims arising out of or related to your use or attempted use of the Site, Service, products, or any related software - whether based in contract, warranty, tort (including negligence or strict liability), or any other legal theory - even if Code to Chic has been advised of the possibility of such damages.

A. Maximum Liability Cap

Notwithstanding any contrary provision in these Terms, and except where prohibited by law, Code to Chic’s total aggregate liability for any and all claims arising out of or related to your use of the Site, Service, or products shall be limited to the greater of:

• The total amount you paid to Code to Chic in the six (6) months prior to the event giving rise to the claim, or
• CAD $100.

This limitation applies regardless of the form of action and whether the damages were foreseeable.

B. Jurisdictional Exceptions

Some jurisdictions do not allow the exclusion or limitation of certain damages or liabilities. In such jurisdictions, only the portions of this clause that are legally enforceable will apply, and all others shall be severed or modified to comply with local laws without affecting the rest of this section.

C. Survival

These limitations of liability shall survive the termination, expiration, or discontinuation of your use of the Site, Service, or products, and shall remain in full force and effect indefinitely.

You hereby agree to indemnify, defend, and hold harmless Code to Chic, together with its affiliates, partners, officers, directors, employees, agents, contractors, licensors, service providers, and subcontractors (collectively, the “Indemnified Parties”), from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees and costs, arising out of or relating to:

• Your breach or alleged breach of these Terms or any related agreements incorporated herein by reference;
• Your misuse or unauthorized use of the Service; or
• Your violation of any applicable law, regulation, or the rights of any third party.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

A. Informal Resolution

Before initiating any formal legal or arbitration proceedings, you agree to first contact us at admin@codetochic.com to attempt in good faith to resolve any concern or dispute related to your use of our Site, Service, or online programs. Most issues can be quickly resolved through open and respectful communication.

B. Binding Arbitration Agreement

If a dispute cannot be resolved informally, you and Code to Chic agree that any dispute, claim, or controversy arising out of or relating to these Terms, your use of the Site or Service, or the relationship between you and Code to Chic - including the breach, termination, enforcement, interpretation, or validity of this Agreement - shall be resolved exclusively through final and binding individual arbitration, and not in court.

To the maximum extent permitted by law:

• You waive any right to a jury trial;
• You waive the right to participate in class actions or class arbitrations, and agree that disputes will be resolved on an individual basis only;
• The arbitrator may not consolidate claims or preside over any form of a representative or class proceeding.

Arbitration shall be conducted confidentially by a single arbitrator through a recognized arbitration provider, such as the Canadian Arbitration Association or a similar body, and in accordance with the applicable rules of that provider.

Arbitration shall take place in Calgary, Alberta, Canada, unless otherwise mutually agreed upon in writing. The language of the arbitration shall be English. The decision of the arbitrator shall be final and binding and may be entered in any court of competent jurisdiction.

C. Exceptions to Arbitration

You and Code to Chic agree that the following types of claims are not subject to arbitration:
1.  Claims seeking injunctive or equitable relief to protect intellectual property rights;
2.  Claims related to unauthorized access, use, or misuse of confidential information;
3.  Any other matter that, by law, cannot be submitted to arbitration.

D. Survival

This Dispute Resolution and Arbitration Agreement section shall survive termination of these Terms and your use of the Site or Service.

To the fullest extent permitted by applicable law, you agree that any and all disputes, claims, or proceedings will be conducted solely on an individual basis and not as part of any class, consolidated, representative, or collective action.

You further agree that:

• You may only bring claims against Code to Chic in your individual capacity;
• You expressly waive any right to participate as a plaintiff or class member in any purported class or representative proceeding, including class arbitrations or consolidated claims;
• No arbitrator or court shall have the authority to consolidate claims or to preside over any form of a class or representative proceeding.

This Class Action Waiver applies to all claims and disputes, whether in arbitration or in court, and survives the termination of your use of the Site or Service.

A. Applicable Law

These Terms, along with any separate agreements whereby we provide you with Service, shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to any conflict of law principles.

B. Jurisdiction and Venue

To the extent that any dispute or claim arising out of or relating to these Terms is not subject to mandatory arbitration (as outlined below), such legal action must be brought exclusively in the courts of competent jurisdiction located in Calgary, Alberta, Canada. You expressly and irrevocably submit to the personal jurisdiction and venue of such courts.

C. Severability

If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

D. Survival

This Governing Law section shall survive termination of these Terms and your use of the Site or Service.

No failure or delay by Code to Chic in exercising any right, power, or remedy under these Terms shall operate as a waiver of any such right, power, or remedy. Any waiver must be in writing and signed by an authorized representative of Code to Chic. A waiver of any breach or default shall not constitute a waiver of any subsequent breach or default.

If any provision of these Terms of Service is found to be unlawful, void, or unenforceable, that provision shall be enforced to the fullest extent permitted by applicable law and deemed severed from these Terms. Such determination shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect.

These Terms of Service remain in effect until terminated by either you or Code to Chic.

A. Termination by You

You may terminate these Terms at any time by:

• Ceasing use of the Site and Service; or
• Providing written notice to us that you no longer wish to use our Service.

B. Termination by Us

We reserve the right, at our sole discretion, to suspend, restrict, or terminate your access to:

• The Site;
• Any affiliated Service; or
• Community features (including but not limited to message boards, social media groups, chat rooms, and membership areas).

Such termination may occur at any time, with or without prior notice, if:

• You breach these Terms or any other applicable agreement (including but not limited to The Personalized Wardrobe System™ Masterclass Participant Agreement);
• You engage in conduct that disrupts community engagement; or
• Your behavior is deemed unlawful, inappropriate, abusive, or otherwise harmful.

C. Effect of Termination

Upon termination:

• Your right to access and use the Site and Service will immediately cease;
• You are prohibited from re-registering or attempting to regain access without our prior written consent;
• We retain the right to deny service in the future.

D. Survival of Terms

Notwithstanding termination, the following provisions shall survive and continue in full force and effect:

• Restrictions on use of content
• Disclaimers of warranties
• Limitations of liability
• Indemnity obligations
• Dispute Resolution & Arbitration Agreement
• Intellectual Property
• Any other provisions which, by their nature or applicable law, are intended to survive.

E. Liability Post-Termination

We shall not be liable to you or any third party for any suspension, restriction, or termination of your access. We expressly reserve all rights to pursue any legal or equitable remedies for violations of these Terms.

F. Outstanding Obligations

You remain responsible for:

• All amounts owed up to and including the termination date;
• Any contractual obligations incurred prior to termination.

Code to Chic shall not be liable or responsible for any failure or delay in the performance of its obligations under these Terms where such failure or delay results from causes beyond its reasonable control, including but not limited to: acts of God, flood, fire, earthquake, pandemic, illness, governmental restrictions, cyber-attacks, labor disputes, supply chain disruptions, power or internet outages, or other unexpected events (“Force Majeure Events”).

In the event of a Force Majeure Event, Code to Chic will make reasonable efforts to notify you and propose revised timelines or alternatives. We are not liable for any damages, refunds, or compensation resulting from such events. If delivery of services becomes impracticable, we reserve the right to modify or terminate our obligations under this Agreement.

You may not assign, transfer, or sublicense any of your rights or obligations under these Terms without prior written consent from Code to Chic.

We may assign or transfer our rights and obligations under these Terms without restriction, including in connection with a merger, acquisition, sale of assets, or by operation of law.

Any attempt to assign in violation of this section shall be null and void.

By using our Site or Service, clicking “I agree,” checking a box, submitting information, or otherwise indicating your consent electronically, you agree to be bound by these Terms and Conditions as if you had signed them in writing.

You acknowledge that your electronic actions constitute your signature, acceptance, and agreement under the U.S. Electronic Signatures in Global and National Commerce Act (ESIGN) and other applicable laws. No certification authority or other third-party verification is necessary to validate your electronic signature.

We strive to ensure that the information presented on the Code to Chic website - including but not limited to product descriptions, pricing, promotions, and availability - is accurate, complete, and current. However, the materials on the Site may contain typographical, technical, or factual errors, inaccuracies, or omissions.

A. General Use Disclaimer

1.  All content is provided for general informational purposes only.
2.  You should not rely solely on the materials on this Site for decision-making without consulting more complete, accurate, or timely sources of information.
3.  Any reliance on the Site’s content is at your own risk.

B. Right to Modify or Correct

1.  We reserve the right, at any time and without prior notice, to:
a. Correct any errors, inaccuracies, or omissions;
b. Update or modify content;
c. Cancel or refuse any orders based on inaccurate information, including after submission.
2.  We make no commitment to update the materials, and any update dates listed should not be taken to indicate that all content has been modified or is current.

C. Historical Information

1.  This Site may contain historical information, which is provided for reference only.
2.  Such information may not be current and should not be relied upon as accurate or up-to-date.

D. Your Responsibility

1.  You agree to provide true, accurate, current, and complete information when interacting with the Site, including during registration or while placing an order.
2.  You further agree to promptly update your account or billing details as necessary to maintain accuracy.
3.  Failure to comply may result in the suspension or termination of your access to the Site or Service.

E. Monitoring Changes

It is your responsibility to monitor any changes or updates made to our Site or Service.

A. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to update, modify, or replace any part of these Terms and Conditions at any time. Such changes shall take effect immediately upon being posted on this page unless otherwise stated. It is your responsibility to review these Terms periodically for any updates.

Continued use of the Site or Service following any changes constitutes your acceptance of the revised Terms. If you do not agree with the changes, you must cease use of the Site and Services immediately.

B. Changes to the Service

We may, at any time and without notice, modify, suspend, or discontinue any aspect of the Site or Service, including but not limited to features, content, or functionality. We are not liable to you or any third party for any such modification, suspension, or discontinuation.

C. Termination of Access

We reserve the right to suspend or terminate your access to the Site or Service at our sole discretion, with or without notice, for any reason, including but not limited to your violation of these Terms.

Upon termination, all rights granted to you under these Terms shall immediately cease, and you agree to stop using the Site and Service. You are prohibited from attempting to regain access without our express written consent.

D. Survival of Terms

The provisions of these Terms that, by their nature, should survive termination shall survive any termination of your access or this agreement, including but not limited to ownership provisions, warranty disclaimers, limitations of liability, indemnification obligations, dispute resolution provisions, and any other terms intended to survive.

We reserve the right to monitor all access to and use of our Service to ensure compliance with these Terms, applicable laws, and our business policies.

We may, without notice, disclose user information - including personal or transactional data - if required to do so by law, court order, legal process, or governmental request, or if we reasonably believe such disclosure is necessary to:

• Enforce our Terms and Conditions,
• Respond to claims of third-party rights violations,
• Protect the rights, property, or safety of Code to Chic, our users, or the public,
• Prevent or address fraud, security, or technical issues.

This right to disclose and enforce extends to investigations involving potential breaches of the law or our policies and may involve cooperating with law enforcement or third-party investigators as appropriate.

By using the Code to Chic website and services, you represent and warrant that:

• You are at least the age of majority in your jurisdiction and have full legal capacity to enter into this Agreement.
• All information you provide to Code to Chic is accurate, truthful, and complete.
• You will comply with all applicable laws, regulations, and these Terms while using the Site and Service.
• You will not use the Site or Service for any unlawful or prohibited purpose.
• You will not infringe upon the intellectual property rights or other rights of Code to Chic or any third party.
• You will not submit any content or information that is false, misleading, defamatory, obscene, or otherwise objectionable.
• You will not attempt to interfere with the operation or security of the Site or Service.

Violation of these representations and warranties may result in termination of your access to the Site and Service, as well as potential legal action.

Nothing in these Terms or your use of the Site, Services, or participation in any Online Educational Program - including but not limited to masterclasses, courses, trainings, or digital learning experiences - shall be construed to create a joint venture, partnership, employment, or agency relationship between you and Code to Chic.
You agree that you are acting solely as an individual participant or customer and not as a representative, agent, or employee of Code to Chic.

Code to Chic's performance of this Agreement is subject to existing laws and legal process. Nothing in this Agreement limits the Company's right to comply with governmental, court, or law enforcement requests relating to your use of the Site or Services, or information provided to or collected by Code to Chic in connection with such use.

If any provision of this Agreement is found to be invalid or unenforceable under applicable law, that provision will be replaced with a valid and enforceable term that most closely reflects the original intent, and the remainder of the Agreement shall remain in full force and effect.

These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by Code to Chic, constitute the entire agreement between you and Code to Chic regarding your use of the Site and Service. They supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written, including any previous versions of these Terms.

The failure of Code to Chic to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. No waiver of any term or condition shall be considered a continuing waiver of that or any other term.

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

If you have any questions, concerns, or requests regarding these Terms and Conditions or the Code to Chic website and services, please contact us at:
Email: admin@codetochic.com
Mailing Address:
Code to Chic
Suite 320, 500 Rocky Vista Gardens NW
Calgary, Alberta T3G0C3
Canada

We aim to respond to all inquiries promptly and resolve any issues to the best of our ability.